Preserve and Protect Your Life’s Work
We believe that estate planning is more than reducing taxes. Proper estate planning preserves and protects the assets you have worked hard to accumulate, and enables your heirs to meet their financial obligations with no detriment to their quality of life.
Our comprehensive approach to estate planning directly addresses the federal transfer tax system of gift, estate, generation skipping, excise and income taxes. Depending upon your specific needs, our plans include:
- Strategies to reduce estate taxes
- Charitable giving techniques with income tax savings
- Continuation plans for family-owned businesses
In the process of developing your plan, we work closely with your estate planning attorney and may employ sophisticated tools and techniques such as family limited partnerships, living and generation skipping trusts, and many other vehicles of planning. The result is a plan that preserves your assets after death and increases your family’s protected wealth.
Transforming Your Life’s Work From Success to Significance
Good financial management is a lot of work—work that sets a good example. For children and grandchildren, there’s no substitute for having witnessed the care, thoughtfulness, attention to detail, and discipline that good planning demands.
Too often, families have witnessed the final breath of a loved one setting into motion costly, avoidable financial consequences. The tragic result is a message that represents a contradiction to a responsible life of hard work.
Bush & Company helps clients transform their life’s work from success to true significance…passing values, responsibility, and stewardship ethics to those they care about. The result? A meaningful legacy that completes the circle…the purpose for which we were put on this earth.
Life Insurance: A Versatile Multi-purpose Estate Planning Tool
Two critically important aspects of estate planning involve managing risk and transferring wealth to the next generation. In many instances, the tax advantages of life insurance make it a preferred vehicle for purposes such as:
- Income replacement for your family and business
- Delivering family business wealth to future generations
- Generating supplemental tax-free income for your dream retirement
- Powering up your business strategies with buy-sell agreements and deferred compensation programs
- Elevating your charitable giving to new heights
Optimizing Your Insurance Investment
- Guide you towards the type of policy that perfectly aligns with your current needs (Life Assurance 360)
- Help you apply and secure the most favorable policy pricing (Concierge Services and Underwriting Advocacy)
- Provide ongoing policy management to ensure your expectations of promised policy benefits align with results (The Policy Management Company)
- Unlock opportunities for a policy you no longer want or need (Life Settlements)